Credit Scores : How to Keep Up With Them

Keeping Up With Your Credit Score

Checking your credit score can be nerve-wracking, especially for younger prospective home buyers who may not know where they stand. While it can be scary, Carl Scaramuzza of Credit Blueprint recommends checking your credit score every six months to get a sense of where you stand and ensure there are no discrepancies because unfortunately, if there’s a mix-up, it can take way longer to fix if it’s not spotted right away. That can potentially delay purchasing a home.We’ve all seen the catchy commercials and the glossy advertisements for websites claiming to get you your credit report for free. But which are the best? Carl weighs in:
Annual Credit Report tends to be the most accurate according to Carl…and it’s free! You can check it once every year, and you can request it by phone if that’s easier at 1-877-322-8228.
Already checked your credit report this year? Head over to www.privacyguard.com, a secure way to check your 3 bureau credit report. Plus, Privacy Guard offers credit monitoring if you’re interested.

credit score

Be sure to check out Carl’s easiest tips for achieving great credit here!