LIVE IN ONE APARTMENT, LET THE OTHER PAY YOUR MORTGAGE. This is a no-brainer!!! You can leverage into this great rental property as an "owner occupant" with as little as 3.5% down (maybe even less when combined with a Delaware State Housing Authority program) and also (are you wowed yet?) you can use up to 75% of one of the existing tenants' rent towards your qualifying income!!! Located in a highly residential area, this building has a welcoming, "homey-feeling" making it ideal for the buyer to live in one unit and derive income from the other. This performing rental duplex is fully occupied. Both tenants are up to date on their rents. The building consists of one charming 1BR garden apartment on the ground floor with a fenced backyard and one generously sized 3BR, 2 story apartment on the two upper floors. Lower apartment lease ends 6/2021. Upper apartment lease is a month to month lease. Each apartment rents for $1.050 P/M. Each apartment enjoys its own dedicated heating, central cooling and hot water systems so the tenants pay all of the utilities (except sewer and water) for more consistent Return on Investment (ROI). Building is in overall well maintained condition. Recent updates include: Common foyer area renovation, new A/C system for both units, new roof and chimney liner and new clothes dryer. The ground floor apartment was recently renovated including new bath, kitchen, appliances and fresh paint throughout. Located in a highly owner-occupied residential neighborhood within great access to public transportation, downtown business center, Riverfront attractions and amenities, Interstate Highway 95 and within walking distance to St. Elizabeth's school and park. Both apartments have access to a washer and dryer in the basement. Trash collection is included in municipal taxes. Call listing agent for operating data spreadsheet. Showings limited to Tuesdays and Fridays 11 AM - 1 PM to limit intrusion to the tenants. Call listing agent to schedule showings. Listing agent must accompany showings. This is a rarely available, performing multi family property in decent condition. Showings are limited to Tuesdays and Fridays 11 AM to 1 PM to minimize disturbing the tenants. Overlapping showings are not allowed. Request showings on Showing Time link or by contacting the listing agent Yasmin Bowman.