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Tredyffrin Easttown School District is #1 in the Nation!

After scouring the data of more than 12,100 school districts nationwide, Niche.com recently announced that Tredyffrin Easttown School District is the #1 school district in the country! The impressive distinction is based upon a grade of an “A+” in Academics, Quality of Teachers, Health and Safety, and Resources and Facilities.

Tredyffrin Easttown School District

In addition to considering state test scores, college readiness, SAT scores, and spending per student, Niche.com takes a comprehensive look at each district and carefully considers parent, teacher, and student reviews.

Tredyffrin Easttown School District

Tredyffrin Easttown School District is nestled in eastern Chester County along Philadelphia’s “Main Line” in the town of Wayne.  Serving approximately 6,000 students across 38 square miles, the district operates seven schools including its noteworthy high school, Conestoga.  Conestoga High School has consistently ranked among the top high schools nationally, and received numerous accolades for their academic and athletic successes.

Notably, nearby Radnor Township School District ranked #20 in the nation.

One of the largest content startups in the nation, Niche.com provides rankings and statistics of neighborhoods, schools and colleges in an attempt to provide comprehensive and holistic information to help people make big life decisions.


 

Stunning Dutch Colonial Hits the Market in Overbrook Farms

Old world charm abounds at EveryHome’s newest listing! Nestled in Philadelphia’s historic Overbrook Farms, this beautiful Dutch Revival is owned by EveryHome agent Erin Heilig.

Overbrook Farms

Built in 1906 for the inventors of bubble gum (the Fleer family), 6415 Sherwood Rd features original elements including a lion head door knocker, chandeliers, a claw foot bathtub, stained glass window, and hardwood floors.

Overbrook Farms

One of the most truly unique properties we’ve ever seen, the home beautifully blends Arts and Crafts style elements with Moorish archways.  With Erin’s impeccable style and this home’s inspiring history, it’s no surprise that it was featured in the Philadelphia Inquirer!

Overbrook Farms

Overbrook Farms is designated as a National Historic District and is listed on the National Register of Historic Places. They also maintain the oldest continually operating neighborhood association in the United States, the Overbrook Farms Club.

Overbrook Farms

For any inquiries, or to schedule a private tour, please contact EveryHome at (215) 699-5555.


 

A Day in the Life of an EveryHome Agent: Alanna Messner

Hi! In addition to working with EveryHome since 2012, I’m also a full-time student. I graduated from Ursinus College in 2014, and now I’m working on my doctorate degree in Clinical Psychology. Some of my favorite parts about working at EveryHome include the flexible schedule and the fun work environment! This is what a typical day looks like for me:

 

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5:30am: I like to wake up early to have a cup of coffee, spend time with my three dogs, maybe take a yoga class, or go for an early run.  Running is a big part of my life, and I love to run races (ranging in distance from 5k’s to marathons) throughout Greater Philadelphia!  This is also the time when I update EveryHome’s social media outlets.

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7:00am: I have a long drive to school, so I head out the door early with my work and school laptops, as well as all of the paperwork that I’ll need for the day. While the 1hr+ ride was exhausting at first, I’ve learned to embrace the calmness before a chaotic day! I love listening to music by Ray Lamontagne, Amos Lee, Wilco, and The Avett Brothers.

8:00am – 12:00pm: Most weekdays are filled with long classes, or clinical training at my rotation (practicum). My current rotation is in neuropsychological assessment, and some of my favorite classes include Health Psychology, Statistics and Research!

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12:00pm-1:00pm: My lunch break usually consists of responding to client e-mails, chatting with EveryHome co-founder and co-owner Katie Kennedy about upcoming plans and schedules, or writing content for EveryHome.com. If work is slower, I take this time to catch up on reading for class!

1:00pm-5:00pm: More classes, labs, and advisement/research meetings! Afterwards, I head home.

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6:00pm: I tend to schedule most of my EveryHome work as soon as I get home from class. I might spend this time scheduling a new listing, meeting with clients, preparing documents, marketing a listing online, or showing homes!

7:30pm: My favorite way to relax at the end of the day is to cook. I love making homemade meals every night… and my boyfriend appreciates this too! I especially love seafood (scallops!) and anything on the grill.

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8:00pm: I’m pretty exhausted at the end of every day, and I love to relax on the couch with a glass of red wine and a good book – especially any biographies or other non-fiction. I currently am enjoying books by Irvin Yalom, MD and Lisa Scottoline.  If I’m not too tired, I also like to spend this time sewing or finishing up DIY projects (I love to make soap and candles!).  While I’m not a huge television fan, I do love the shows Shark Tank, Impractical Jokers, and Family Feud.

9:30pm: Early to bed, early to rise!


 

What Kind of Landscaping Adds to Your Home’s Value?

When it comes to landscaping, it’s all about the curb appeal! Ensuring that the front of your home looks attractive as prospective buyers drive by is one of the easiest ways to help it sell more quickly, and landscaping is one of the most important factors. Here’s what to consider when you’re looking for landscaping that adds to your home’s value:

landscaping

1. Outdoor lighting.  A whopping 41% of home buyers consider outdoor lighting “essential,” according to the National Association of Home Builders.  Consider adding tasteful, updated lighting on your walkways and soft, inviting lights on your front porch.  We also recommend adding a few motion detector lights for nighttime —  it makes your home less of a target for intruders!

landscaping

2. Gardens. When it comes to gardens (whether it be a patch of veggies or fields of flowers), be sure to consider the overall size of your yard.  For homes with an acre or more, a well-maintained, fenced-in veggie garden is likely to be an asset to your home’s value. However, if your backyard is small, be mindful of the size of your garden and ensure that it does not dominate the usable space in your yard.

3. Trees.  Did you know that your trees (and your neighbors’ trees!) can add value to your property? It’s true! Well-maintained, healthy trees can add big bucks to your home’s value, and you can even calculate the benefits on the National Tree Benefit Calculator.  And the most popular tree in the nation? A red maple!

landscaping

4. Maintenance, maintenance, maintenance! This one is especially true when your home is on the market.  Ensure that your grass is well-trimmed, walkways are properly edged and swept, and flower beds are nicely mulched.

5. Don’t overdo it.  Too much landscaping can turn off some prospective buyers, as they may be concerned that the landscaping will be too difficult or too expensive to maintain.

llandscape

6. Consider a professional landscaping company.  Thinking about making a big change to your landscaping or yard? Consider bringing in the pros! We recommend asking your neighbors for recommendations, as you’ll likely enjoy a discount from the landscaping company if they’re also serving a neighbor just a couple of doors down.


 

Top 3 Suburbs for First Time Buyers and Millennials

Whether you’re looking for affordability, walkability, or convenience to public transportation, you’ll find it on this list of great suburbs for first time buyers!

suburbs for first time buyers
15 Rosemont Ave, Norristown PA – $102,900
  1. Norristown.  Nestled in the heart of Montgomery County, Norristown offers a bustling, urban vibe with the convenience and affordability of the suburbs. Victorian row homes and brick twin homes are the most popular style of home in Norristown, and a move-in ready home typically ranges between $75,000-$130,000 in price.  Norristown is located just a couple minutes from King of Prussia, and features a number of SEPTA stations, including a high-speed line into Center City. (We’re also a big fan of nearby Bridgeport!)
suburbs for first time buyers
167 Prospect St, Phoenixville PA

2.  Phoenixville.  The entertainment hub of bucolic Chester County, Phoenixville’s streets are lined with trendy boutiques, cool galleries, historic theaters and cozy coffee shops.  The median sale price for a move-in ready townhouse ranges between $140,000-$200,000 although prices vary considerably.

suburbs for first time buyers
915 Edge Hill Rd, Abington PA

3.  Abington. Just minutes from the city, Abington is located in southern Montgomery County and offers a friendly community, affordable single-family homes, and plenty of great restaurants and things to do.  Be sure to watch for single-family homes around $150,000 — they may need a little aesthetic help (think: paint and carpet) but can be an excellent value.  Commuters will also love the convenient public transportation options.

suburbs for first time buyers


 

Top 5 Events to Celebrate Easter in Greater Philadelphia

There is no shortage of things to do this weekend in the City of Brotherly Love! Celebrate Easter and enjoy the springtime weather at these five exciting and local events:

Celebrate Easter

 

1. Stretch your legs and enjoy some exercise in the beautiful weather at the Philadelphia Zoo!  The iconic zoo will be hosting  The 3rd annual Philly Rabbit Run 5k on Saturday, March 26th.  Entry fees range between $40-45 (register online!) and includes a free t-shirt and rabbit ears while supplies last, as well as free admission to the zoo for the remainder of the day — a $20 value!

Celebrate Easter
Bunnyland at Linvilla Orchards

2.  Bunnyland is back at Linvilla Orchards near Media, PA from 11am-4pm on Saturday and Sunday! Hop aboard a hayride ($9) to the Easter Bunny’s home, where you’ll have an opportunity for photos, as well as face painting, train rides, and plenty of candy and treats.

Celebrate Easter

3.  It wouldn’t be Easter in the city without the 85th annual Easter Promenade! Thousands of local families head to South Street at 12:30pm on Sunday to enjoy the lively parade, featuring music and dancing.  And don’t forget to dress in your “Sunday Best” for this free event, as there will be prizes for the best-dressed!  Rumor has it that the Easter Bunny himself will be making an appearance.

4.  Older kids will love to join in on the fun at a glow-in-the-dark egg hunt at Peace Valley Nature Center in Doylestown, PA on Saturday at 8:30pm! The nighttime event is free and open to the public.

Celebrate Easter
Awbury Arboretum’s Easter Egg Hunt

5.  Stop by the beautiful grounds at the Awbury Arboretum in Germantown on Saturday from 10am-noon for a family-friendly Easter Egg Hunt! This event is free, open to the public and no registration is required, but remind the kids to bring along their own Easter basket.


 

The Biggest Home Selling Myths

If you’ve never sold a home before, or it’s been awhile since you’ve sold your last home, it may seem like a pretty confusing and even overwhelming process.  There are quite a few home selling myths that we’ve heard, but the biggest one is the amount that it costs to sell, especially in terms of commission. And we have good news: The days of paying 6% to a real estate agent to sell your home are over!

home selling myths
Instead, EveryHome lists for just 4.5% — and that includes everything, from a sign to an open house, appointments to negotiations and all of the paperwork. We’ll even attend settlement on your behalf.

We do sometimes hear about big box agencies still charging about 6%, but this is a pretty outdated practice. And the reason that it’s changed is simple – the real estate world has evolved considerably since the 1970s and 1980s when real estate agents had to distribute flyers for every listing, and advertise far differently than today’s internet era. As a technology-savvy business, we’re happy to pass this savings along to our clients. And as a privately-held company with lower overhead, we’re lucky to be able to charge quite a bit less than our competition.

home selling myths

The other good news in terms of the costs to sell are that the sellers have to pay very few fees compared to the buyer. You may remember buying your home and shelling out a pretty penny on settlement day for tons of added fees, taxes, and insurance. Sellers, however, pay very little – in addition to your agent’s commission, it’s typically just 1% of the sale price for transfer tax, and about $250 for conveyancing fee which is paid to a third party paralegal who handles all of the township paperwork. And that’s it! It’s a lot less expensive to sell than you may think, which helps you keep more in your pocket on settlement day.

home selling myths

Curious about what your home is worth? We are happy to provide a no-obligation, complimentary Comparative Market Analysis (CMA), detailing your home’s approximate value.  Just send us an email at theoffice@everyhome.com with your home’s address!


 

Want an Affordable Brand New Home? Check Out These Local Towns

If you’re looking for a brand new home, you’ve probably seen that prices can range considerably from suburb to suburb!  While new construction can be pretty pricey in many local areas, we’ve scoured the market and found well-priced new developments in these five towns:

picture1
Gilbertsville, in northern Montgomery County, is a great spot for growing families on a budget who need 4 bedrooms. Located in the award-winning Boyertown Area School District, Gilbertsville features a great number of new larger single-family homes (pictured below) around $300,000, as well as pretty townhomes well under $250,000. And if you’re looking for space, you’ll find it in Gilbertsville – even the townhomes are close to 2500 square feet!

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The Perkasie/Sellersville area in Upper Bucks County is home to a number of brand new communities with large lots, 3 or 4 bedrooms, and 2 garages – for under $300,000! Located in Pennridge School District, the Perkasie/Sellersville area is just a short commute from Doylestown, Quakertown, and Lansdale. There are also plenty of new and newer townhome communities under $250,000.

picture3
For an affordable, smaller home in a great area, considering one of the budget-friendly townhomes in Souderton. One of the most popular new communities in the area is offering 2 bedroom homes with an attached garage for under $170,000 (pictured below). It’s also located in the sought-after Souderton Area School District.

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Another area with award-winning schools and big backyards available for new construction homes is North Coventry Township and Elverson area in Owen J. Roberts School District. If you’re looking for a large family home, you’ve found it here – many of these new homes are nearly 3,000 square feet and really unique new properties. Prices range considerably, but many are available for about $300,000, although the largest homes are closer to $400,000 … still not too bad considering the size and the luxury features (pictured below).

picture 9
And perhaps the most affordable area in the Philadelphia suburbs for new construction is Coatesville. The semi-rural Chester County town offers beautiful new single-family homes with big backyards for under $250,000, and townhomes for $150,000. We anticipate seeing growing values and even more new communities as Coatesville becomes increasingly developed in the next few years.

picture10


 

A Day in the Life of an EveryHome Agent: Ann Marie Hughes

To say that Ann Marie Hughes is busy just might be an understatement! With a full-time teaching job, successful career in real estate, and two little ones, you can bet that Ann Marie’s days are packed full from sunrise to sunset.  Here, she shares what a typical day looks like for her, and how she makes it all work (hint: it involves a loving, supportive husband and waking up verrrry early!)

Ann Marie Hughes

The alarm goes off at 4:30 but I find it impossible to get out of bed before 4:45. I get ready (you know, all the typical girl stuff that goes on in the morning), and get the kids up and out of the door around 6:15. My husband, Sean, is usually up and out of the house already. I drop off my son at my neighbor’s house where they feed him breakfast and put him on the schoolbus. My daughter gets dropped off at her grandmother’s house.

Ann Marie Hughes

I am an 8th grade English teacher and it takes me about an hour to get to school (I live in Upper Bucks County and I teach in Lower Bucks). A quick stop at Dunkin Donuts and I begin to feel like an actual human being around 7:30 when I get to work!

My students arrive in my classroom at 8:00 and there is no looking back! I teach five classes but in between, I am grading, lesson planning, emailing parents, and preparing for the next day. The bell rings at 2:45 but my day is far from over! Meetings with parents and faculty members usually end the school day for me.

Ann Marie Hughes

 

At 3:20, I am out the door and on to showings! Ah! Adult time! Interacting with fourteen year olds can be draining! Although I have had a long day at this point, I find the time I spend with my clients too fun to be “work”. Helping someone find their next home is so rewarding and rejuvenating.
After a showing, I get myself home for family time- dinner, homework, and a glass of wine! My amazing hubby usually starts dinner for us. I am training for the Blue Cross Broad Street 10 mile run in May, so I usually have a few miles to run on the treadmill so I can keep to my schedule. Sometimes we have to go to dance class or CCD, where I am a volunteer. Bed time for the kids is 8:00… bed time for the parents is 8:15! Don’t judge us, we wake up early!

Ann Marie Hughes

 

Juggling two jobs and two kids isn’t always easy, but I have a TON of help! I am so thankful that I have an opportunity to teach and pursue my real estate goals. Everyhome is a great place to work as a second career. There aren’t any required hours in the office and the paperwork can all be done from home. This summer, I am looking forward to working even more with Everyhome, spending time with my kids, and of course, getting more sleep!


 

What Will 1 Million Buy You in the Philadelphia Suburbs?

Spacious floorplans, soaring ceilings, and professional kitchens are just a few features that may be offered on some of these ultra-luxe homes in the Philadelphia suburbs.  If you have a cool $1 million lying around for your next home, you may be interested in one of these gorgeous local properties.

1 Million

 

Located in the affluent Lower Merion Township in Montgomery County, Ardmore is a walkable town with quaint shops, restaurants, and a popular farmer’s market. Here’s what you can expect: A pretty cottage or Tudor home with 4 or 5 bedrooms, less than 0.5 acres, and quaint architectural details.

Pictured below: 125 Edgewood Rd, Ardmore PA. $999,000

1 Million

 

1 Million

 

Nestled in convenient Abington Township, the village of Meadowbrook features a number of stunning manor homes in quaint communities.  Nearby Jenkintown and Rydal offer similar options.  Here’s what you can expect: A meticulously maintained historic stone estate with 6 or 7 bedrooms, 1-2 acres, and luxury architectural details.

Pictured below: 1221 Wrack Rd, Meadowbrook PA. $1,100,000

1 Million

1 Million

 

There’s nowhere quite like Central Bucks! Charming and pastoral, the Doylestown area features a number of inspiring and unique properties nestled among the region’s rolling hills.  No cookie cutter homes here!  Here’s what you can expect:  4 or 5 bedrooms in a serene location.  Housing styles vary greatly, with popular new communities as well as revived historic homes. Some areas may be suitable for horses or a gentleman’s farm.

Pictured below: 2976 Holicong Rd, Doylestown PA. $995,000

1 Million

1 Million

 

Upper Bucks is home to bucolic, stately properties overlooking the scenic Delaware River.  Convenient for commuters to Princeton, Philadelphia and New York, the Tinicum area is brimming with luxury historic homes. Here’s what you can expect: A truly unique property with mature gardens, 3-6 bedrooms, and over 2 acres.

Pictured below: 399 Geigel Hill Rd, Tinicum PA. $995,000

1 Million

1 Million

 

Luxury newer homes are the most popular choice in West Chester! This area is a hot spot for developers, who are currently building a number of new communities just five minutes outside of trendy West Chester Borough.  Here’s what you can expect: A newer 5 bedroom estate with soaring ceilings, a glamorous kitchen, and bathrooms that rival a spa.

Pictured below: 959 Cornwallis Dr, West Chester PA.  $1,150,000

1 Million

1 Million

 

Situated on the prestigious Main Line, Devon offers stately homes with beautiful outdoor living space.  A favorite community in Chester County, Devon is located in award-winning Tredyffrin-Easttown School District and just a short drive from Wayne, King of Prussia, Malvern and West Chester. Here’s what you can expect: A large 5 bedroom Colonial with an open floorplan, beautiful outdoor living space (perhaps a swimming pool or professional landscaping) and a quiet neighborhood. 

Pictured below: 404 Chester Rd, Devon PA. $1,050,000.

1 Million

1 Million


 

 

Mortgage Rates Inch Higher as Spring Market Heats Up

The average rate for a 30-year fixed loan has increased for the third week in a row, according to Bankrate’s most recent survey of mortgage lenders across the nation.  The current rate currently stands at 3.93%, up from last week’s average of 3.87%.

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While mortgage rates may continue to fluctuate or increase slightly in upcoming months, experts are quick to point out that they are not expected to greatly increase a buyer’s monthly payment.  Additionally, the Federal Reserve met on Wednesday and declined to increase the Federal Funds Rate.  As a result, mortgage rates, which are indirectly tied to this Federal Funds Rate, are likely to hover around 4% for the remainder of the season.

bankrate

Last year at this time, the average rate was 3.91%.  By contrast, the average rate in March 2006 was 6.32% and as high as 8.24% in March 2000!


 

List of Open Houses on March 19-20th

If you’re interested in one of these great homes, be sure to stop by this Sunday for a personal tour and to meet a helpful EveryHome agent!  For more information (including the asking price and additional photos) be sure to click the link on each home.

 

219 Plymouth Ct, Quakertown PA – Sunday, 3/20, 1-3pm

plymouth ct

 

531 Lehigh Ave, Swarthmore PA – Sunday, 3/20, 1-3pm

lehigh ave

 

632 Gary Ln, Norristown PA – Sunday, 3/20, 1-3pm

gary

 

752 Durham Rd, Newtown PA – Sunday, 3/20, 1-4pm

durham


 

A Day in the Life of an EveryHome Administrator: Emma Waltz

Emma (Kennedy) Waltz is truly a jack-of-all-trades.  Not only does Emma serve as the office administrator, she’s also EveryHome’s primary photographer for listings, and she schedules all incoming appointments with one of EveryHome’s many agents.  Plus, if you call the office or send an e-mail, you’re likely to speak with Emma!

Clients love Emma for her cheery demeanor, helpful attitude, and hard work around-the-clock to ensure that all new appointments get scheduled in a timely and efficient manner.

Emma

Here is a typical weekday in Emma’s busy life:

7:50-8:10am:  I am sleeper. I always have been, need at least 9 hours to be “ready” for my day. I am awakened by the sweet and patient sounds of two perfect 2.5 year old cat babies awaiting breakfast and morning cuddles. My wonderful husband Tyler and I spend a few moments to ourselves before we start the day.

Emma

8:10am-9:00am:  Get the babes fed (all of them including office morning snacks for my man) I always take a few moments before I head off to work to straighten up the house so it’s easy on the eyes after a long day. Arrive to the office at 8:50ish sometimes 9:05 lol.

9:00am-11:00am: This time is normally spent on “in office” work. Catching up with emails, overnight showing request and whatever else the real estate world has tossed my direction. I always spend a ton of time with my boss and mama Katie Kennedy making sure all our EveryHome clients are happy as well as our agents.

Emma

11:00am-2:00pm: All of my days are different which is why real estate is great! Somedays I am in the office making sure our entire client database is up to date with targets and matches, answering the office phone and taking care of all emails. Other days we may have some awesome showings, or I could be out doing my other job here at EveryHome listing photography. There is normally a lunch run for us office people who include my parents, husband and brother!

3:00 – 4:00pm: I try very hard to be in the office at the end of business. This is when we are the busiest with new client request, questions! This is also when I touch base with our agents about their current clients and if there is anything I can do to help them.

Emma

Tyler and I finish up at around 4:30 but our day is NOT done! We head home keep up with the house work, play with the cats, get some hubby wife time and I try to make a home cooked meal every night.  Because we are human kid-less our nights are pretty relaxing and filled with silly tv shows and games. We also love to travel, so we also enjoy planning any upcoming trips in the evening! Bedtime ranges for us, hubby is much more of a night person where I like bedtime at around 9:30. Plus, my work week doesn’t end till Sunday, as Saturday is always jammed packed with showings, friends, and family.

Emma


 

Can You Buy a Condo with an FHA Loan?

If you’re thinking about purchasing a condominium, you may be wondering if you can use an FHA loan.  The most simple answer is that many (but not all) condo communities are eligible to be financed with a FHA loan. Because the FHA has specific requirements for condo projects, the community must already be on FHA’s list of approved condominium projects in order to obtain an FHA loan.

FHA loan
Huntingdon Place Condo Community

If the condo community is eligible for an FHA loan, there are several advantages to using this FHA loan to purchase a condo!  First, an FHA loan allows you to make a down payment as low as 3.5% whereas a conventional loan requires a minimum of 5% down.  Additionally, an FHA loan allows a larger seller’s assist, which helps many buyers afford closing costs more easily.

Another major advantage is a lower interest rate. Loans won’t increase your interest rate simply because the property is a condo, while a conventional loan is likely to raise the rate for this reason.

FHA loan

The biggest advantage, however, may come when it is time to sell the condominium.  Owning an FHA-approved condominium is a major advantage because FHA make up a large percentage of the market share.  As a result, if the condo is not approved by FHA, it can make them more difficult to sell.

FHA loan

Interested in buying a condo with an FHA loan? Consider reaching out to Mark Mawby at mark.mawby@freedommortgage.com or your EveryHome agent for more information and a list of FHA-approved communities.


 

List of Open Houses March 12-13th

The warm and sunny springtime weather means it’s officially open house season! Be sure to stop by one of these beautiful homes on Sunday afternoon.  No need to RSVP.

For more details on each home, be sure to click the appropriate link.  If you have any questions, please don’t hesitate to reach out to us at (215) 699-5555 or via email at theoffice@everyhome.com

 

116 Golf Cart Drive, West Norriton PA – Sunday 3/13, 1-3pm

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217 Plymouth Court, Quakertown PA – Sunday 3/13, 1-3pm

Front Yard -

 

181 S Savanna Dr, Pottstown PA – Sunday 3/13, 1-3pm

Exterior Front -

 

243 Paoli Avenue, Roxborough, Philadelphia, PA – Sunday 3/13, 1-3pm

Exterior Front -

 

296 Lindsay Lane, Souderton PA – Sunday 3/13, 1-3pm

lindsay

 

215 W Liberty Trail Ct, Bedminster PA – Sunday 3/13, 1-3pm

Exterior Front -

5329 Ridgeview Dr, Doylestown PA – Sunday 3/13, 1-3pm

5329 ridgeview


 

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© EveryHome Realty . 1741 Valley Forge Road . Worcester, PA  19490  215-699-5555
EveryHome Realty is licensed by the Pennsylvania Real Estate Commission (license RB066839) and the New Jersey Real Estate Commission (license 0901599)