Keeping Your Credit On Track

Credit Tips with Carl Scarramuzza

Carl Scarramuzza of Credit Blueprint (with locations in Philadelphia and King of Prussia) sat down with EveryHome to help answer a few questions about keeping your credit score in check:

credit

Q: Who is in need of a credit repair company?

A: Anybody that does not meet the minimum requirement of 640 FICO score. Some of our clients have missed payments in the past and are back on track now and ready to work on fixing the past problems. Other clients are a case of mistaken identity and might have a common last name in which inaccurate items can show up on their credit reports. Then you have the clients that maybe just need an education on credit considering there are no courses for it in high school or college these days.
Q: What does a credit repair company do? What will they ask me to do?
Credit Blueprint assists clients increase their credit scores in order to help them qualify for a mortgage in 90 days. We offer a Money Back Guarantee of 50 points in that timeframe or you get a full refund! We do 80% of the work for the client and work on their behalf with the credit bureaus to ensure the reporting of their accounts. We will also ask them not to do anything counter productive and continue to make their payments in a timely manner. Part of our program is a credit strategy where will might ask to client to follow a simple strategy over 90 days to maximize the results.
Questions? Be sure to reach out to Carl at carl@creditblueprint.net